Personal Protection

Personal Protection

No matter how well we plan for our financial futures, none of us know what’s around the corner, which is why we offer specialist assistance on any aspect of personal protection.

We can arrange appropriate insurance cover to pay out on death, critical or long term illness and hospital treatment, giving you the peace of mind that if the worst happens, the financial implications won’t add to the burden.

Life Assurance provides cover in the event of death, ensuring your dependents benefit from a lump sum or regular income to help meet tax liability (including potential Inheritance Tax), loan payments, childcare or mortgage payments. Covers include term assurance, mortgage protection, whole of life cover and family income benefit.

Income Protection provides cover in the event you are unable to work due to illness or disability, and cannot meet your regular commitments, such as mortgage payments. After a deferred period, your policy will pay a regular income until it matures or you return to work.

Private Medical Insurance provides cover in the event of short term, curable medical conditions, enabling you to bypass NHS queues.